Student Loans Without Cosigners
Obtain student loans without cosigner needed.
Follow these simple steps to secure a non-credit based student loan
for a no cosigner student loan.
The Texas Guaranteed Student Loan or TGSL
When borrowers are considering which type of loan would best suit their needs they should consider the fact that
each loan has its own advantages and disadvantages. The Subsidized Stafford Loan is available for both graduate and
undergraduate study. While the student is in school, the interest on the loan is paid by the federal government.
This loan is need based, so not all applicants may qualify. The Unsubsidized Stafford Loan is also available for
graduate and undergraduate study. Unlike the Subsidized Stafford Loan, with this loan the student is responsible
for the interest that is accrued on the loan while they are in school. This is not a needs based loan, so students
may be eligible for the loan even if they do not show a financial need for the loan. The PLUS loan is only
available for parents. Unlike the two aforementioned loans, the interest rate ceiling on this loan is 9% instead of
8.25%. Repayment may begin immediately or borrowers have the option of delaying repayment until 60 days following
the last loan disbursement. Borrowers are given up to 10 yeas to repay. No subsidy is provided for interest while
the student is in school. For more information about the Texas Guaranteed Student Loan or TGSL, please visit
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