About the US Department of Education Student Aid

Students interested in pursuing the dream of a college education can achieve that drive with the availability of a US Department of Education Student Aid. This type of loan is one of the best venues around for students who are truly serious about obtaining a college education but who have no way of directly funding their drive. This loan provides several different options and numerous benefits including the following:

• No credit check
• Several repayment options
• Low interest rates

• Subsidized Stafford Loan
• Unsubsidized Stafford Loan
• PLUS loan for parents
• Federal Perkins Loan

The PLUS loan program gives parents of students the option to borrow up to 100% of their child’s cost of education. Parents are eligible for this loan even if they do not demonstrate a financial need and regardless of income. The Subsidized Stafford Loan is available for both graduate and undergraduate study. While the student is in school, the interest on the loan is paid by the federal government. This loan is need based, so not all applicants may qualify. The Unsubsidized Stafford Loan is also available for graduate and undergraduate study. Unlike the Subsidized Stafford Loan, with this loan the student is responsible for the interest that is accrued on the loan while they are in school. This is not a needs based loan, so students may be eligible for the loan even if they do not show a financial need for the Federal Perkins loan is a type of student loan that is available to both graduate and undergraduate students. Applicants must demonstrate financial need in order to qualify for this loan. Funds are disbursed by the school and must be repaid to the school. There are few eligibility requirements for this type of loan; however the few that do apply typically include attending an approved college at least half-time and not being in default on any other federal student loan. 

US Department of Education Student Loan Aid Resource
To see if your available to receive United States Department of Education Student Loan Aid visit: 

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United States department of education student aid offers a wide array of student and educational assistance.